Terms of Service

Last Updated: January 2026

Welcome to WealthWiseAI. By downloading, installing, or using our mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully before using the App.

1. Acceptance of Terms

By accessing or using WealthWiseAI, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use the App.

2. Description of Service

WealthWiseAI is a personal finance management application that allows users to:

• Track expenses and income
• Set and manage budgets
• Scan receipts using AI-powered technology
• Import financial documents and bank statements
• View spending analytics and insights
• Set payment reminders and notifications
• Export financial data in various formats

3. User Eligibility

You must be at least 13 years of age to use this App. By using WealthWiseAI, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

4. User Account and Registration

To use certain features of the App, you may be required to provide your name and email address for verification purposes. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your device and account
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

5. Privacy and Data Storage

Your privacy is important to us. WealthWiseAI is designed with a privacy-first approach:

• All financial data is stored locally on your device
• We do not have access to your financial transactions or personal financial information
• AI features process images solely for data extraction purposes
• For complete details, please review our Privacy Policy

6. Acceptable Use

You agree to use WealthWiseAI only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the App for any illegal or unauthorized purpose
• Attempt to reverse engineer, decompile, or disassemble the App
• Interfere with or disrupt the App's functionality
• Upload malicious content or attempt to gain unauthorized access
• Use the App to transmit any harmful or malicious code
• Violate any applicable laws or regulations

7. Intellectual Property

WealthWiseAI and all its contents, features, and functionality (including but not limited to design, text, graphics, logos, icons, images, and software) are owned by Bharath Raj Venkatesh and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes in accordance with these Terms.

8. AI Features and Accuracy

WealthWiseAI includes AI-powered features for receipt scanning and document import. While we strive for accuracy:

• AI-extracted data may contain errors and should be verified by the user
• We do not guarantee 100% accuracy of AI-processed information
• Users are responsible for reviewing and correcting any extracted data
• The App should not be used as the sole source for financial or tax records

9. Third-Party Services

The App may utilize third-party services including:

• Google Gemini AI for receipt and document processing
• Firebase for analytics and app configuration
• Email service providers for verification

Your use of these services is subject to their respective terms and privacy policies.

10. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT:

• The App will be uninterrupted, secure, or error-free
• The results obtained from using the App will be accurate or reliable
• Any errors in the App will be corrected

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WEALTHWISEAI, ITS DEVELOPER, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, data, or other intangible losses
• Damages resulting from your use or inability to use the App
• Damages resulting from any unauthorized access to your data
• Any errors or omissions in the App's content or functionality

12. Financial Disclaimer

WealthWiseAI is a personal finance tracking tool and does NOT provide:

• Financial advice or recommendations
• Tax advice or tax preparation services
• Investment advice or portfolio management
• Legal or accounting services

Always consult with qualified professionals for financial, tax, or legal advice.

13. Modifications to the App and Terms

We reserve the right to:

• Modify, suspend, or discontinue the App at any time without notice
• Update these Terms at any time by posting the revised version
• Change features, functionality, or pricing (if applicable) at our discretion

Your continued use of the App after any changes constitutes acceptance of the modified Terms.

14. Termination

You may stop using the App at any time by deleting it from your device. We reserve the right to terminate or suspend your access to the App immediately, without prior notice, for any reason, including breach of these Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the App shall be subject to the exclusive jurisdiction of the courts in Hyderabad, India.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: support@thewealthwise.app
Website: https://thewealthwise.app

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and WealthWiseAI regarding your use of the App and supersede any prior agreements.

By using WealthWiseAI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.